Changing Your Haulage Insurance Broker: What You Need to Know

Changing insurance broker may seem like a complicated process, particularly when you operate trucks or a fleet of commercial vehicles. However, there are a number of reasons why a haulage business may need or choose to find a new broker.

Your renewal may be approaching, your insurance requirements may have changed, or circumstances may mean that your existing broker is no longer able to look after your business. Whatever the reason, speaking to an experienced specialist broker can help you understand your options and maintain the insurance protection your business needs.

Can I change my haulage insurance broker?

Yes. Many businesses review their choice of insurance broker when their policies are approaching renewal.

A new broker will normally need details of your existing insurance arrangements, vehicle schedule, claims experience and information about your business and its activities. For haulage operators, this can include the types of vehicles operated, the goods carried, geographical limits and details of your drivers.

Providing comprehensive information allows your new broker to understand your business and approach suitable insurers for quotations.

What happens if my insurance broker stops trading?

If your existing insurance broker stops trading or is no longer able to provide insurance services, it is important to establish the position regarding your existing policies.

Your insurance policy is normally a contract with the insurer rather than the broker. You should therefore establish that your policy remains in force and that premiums have been received by the insurer.

You may then wish to speak to another authorised insurance broker about your existing arrangements and your future insurance requirements.

Can I change broker before my insurance renewal?

Depending upon the circumstances, another broker may be able to assist before your renewal date.

The appropriate course of action will depend upon your existing policy, insurer and individual circumstances. A new broker can review the position with you and explain the options that may be available.

Why use a specialist haulage insurance broker?

Haulage and commercial motor insurance can be considerably more complex than standard motor insurance.

Different operators can have very different requirements depending upon fleet size, vehicle types, goods carried, geographical limits, claims experience and contractual obligations.

Working with a broker that specialises in the haulage industry can therefore be particularly valuable.

How can Avis Insurance help?

Established in 1983, Avis Insurance Services has more than 40 years' experience arranging insurance for the haulage and commercial vehicle industry.

We arrange cover for businesses ranging from owner-drivers and smaller operators through to substantial fleets, including mixed fleets containing trucks, vans, cars and specialist vehicles.

In addition to commercial motor and fleet insurance, we can assist with related covers including Goods in Transit, liability insurance, breakdown cover and legal expenses.

Whether your renewal is approaching or circumstances mean that you need to find a new insurance broker, our experienced team can review your requirements and discuss the options available.

Considering changing your haulage insurance broker?

Contact Avis Insurance Services to speak directly with a member of our experienced haulage insurance team.