SPECIALIST HGV, TRUCK & HAULAGE INSURANCE UK
Insurance for owner drivers, haulage companies and fleet operators. With over 40 years’ experience and access to leading UK insurers, we arrange competitive, tailored cover for your business.
👉 Get a Competitive Quote Today
Our Core Cover Areas
Truck Insurance
Highly competitive cover for individual HGVs, with flexible options to suit your work and usage.
Specialist Owner Driver Insurance for UK HGV Operators
Cost-effective cover for smaller HGV operators
Haulage Fleet Insurance
Cover for two or more vehicles, including mixed fleets. Suitable for businesses ranging from small operators to larger fleets.
Goods in Transit Insurance
Protection for the goods you carry, available on:
- RHA conditions
- CMR cover
- All Risks basis
Hauliers Liability Insurance
Covers claims for third-party injury or property damage arising from your day-to-day operations.
Additional Cover
We can also arrange:
- Breakdown cover
- Legal expenses
- European use extensions
Why Choose Avis Insurance
- Specialists in truck and haulage insurance
- Over 40 years’ experience in the commercial vehicle sector
- Access to multiple UK insurers
- Advice tailored to your business—not a one-size approach
- Direct, personal service from experienced brokers
What Affects Haulage Insurance Premiums
Haulage insurance is not just about the vehicle. The cost and terms of cover are influenced by several key factors, including:
- Claims and accident history
- Driver age and experience
- Type and value of vehicles
- Nature of goods carried
- Operating radius and routes
👉 Getting these details right is essential to securing appropriate cover and avoiding issues at claim stage.
👉 For more detailed information, see our Truck Insurance Guide
Frequently Asked Questions
What insurance does a haulage company need?
Most haulage businesses require a combination of vehicle insurance, goods in transit cover and liability insurance, depending on the type of work carried out.
What affects truck insurance premiums?
Premiums are influenced by claims history, driver profile, vehicle type, usage, and the nature of the goods transported.
Can I insure multiple drivers on one vehicle?
Yes, policies can be arranged to cover multiple drivers, although this may affect the premium depending on age and experience.
Do I need goods in transit insurance?
If you carry goods belonging to others, goods in transit cover is essential to protect against loss or damage.
What happens if I cancel my policy early?
If a policy is cancelled mid-term, insurers may apply short-rate charges and any applicable fees may be deducted. We will explain this clearly before cover is arranged.
What our clients say
The staff go over and beyond to help with anything you ask of them - thank you all! Huston Transport Services
We have been with Avis for multiple years now and wouldn't go elsewhere. Always on the end of the phone/email and response time is great, always happy to help and go the extra mile. Sam Kelly, J & K Scaffolding (Midlands) Ltd
They are doing a fantastic job: they are knowledgeable and share that knowledge when you ask. Always give fantastic advice. I feel that Avis Insurance is always on my side and looks after my best interests. Thank you. Jonas Trans Ltd
Top-class service from Avis, 100% recommended! X Transport Ltd
Speak to our friendly, knowledgeable team today and let us find you the most competitive Lorry insurance, Truck Fleet insurance, road haulage insurance, commercial vehicle insurance, Goods-in-Transit and Public & Employers’ Liability available anywhere on the market! Enter your number, and one of our friendly team will give you a call.
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