Avis Insurance’s fleet insurance provides cover for businesses operating three or more HGVs. Whether you operate just a few trucks locally or a UK wide haulage operation our simple and flexible policies offer peace of mind as well as save you money.
There is no limit on the maximum number of lorries and, if required, the policy can cover a mix of vehicles including trucks, vans, cars and special type vehicles. What’s more you’ll benefit from the convenience of a single renewal date and payments spread across the year.
If you operate these types of vehicles, and you are looking to reduce your premiums, speak to us:
- Flatbeds (including crane if required)
- Rigid Lorries
- Articulated Lorries (including trailers)
- Bulk Carriers
- Concrete Mixers
- Skip Lorries
With over 30 years' experience of arranging HGV fleet insurance we’re confident that we not only have the expertise to find the exact cover you require, but that our knowledge of the market means we can bring it to you at the very best price.
For a competitive truck insurance quote give our friendly team a call. You won’t find an unwelcoming call centre but instead will be looked after by someone who has an in-depth understanding of the truck fleet and haulage insurance market. Avis Insurance account handlers are qualified to at least Cert CII level (Chartered Insurance Institute) meaning that in addition to providing you with the lowest possible quote they also have the knowledge and expertise to deal with all aspects of your cover.
- Cover all of your vehicles under one flexible policy
- Insurance cover for lorries with a gross vehicle weight of between 7.5 and 60 tonnes
- New ventures as well as established companies very welcome
- Support from a dedicated Avis Insurance account handler
- ‘Any driver’ options available
- Low policy excesses
- 24 hour emergency helpline
- Like-for-Like replacement vehicle whilst yours is off the road following a non-fault accident with Legal Protection cover
- All the documents you need delivered promptly
- Spread the cost - pay in 10 instalments
In addition to truck fleet insurance there may be occasions where you need extra cover, maybe to meet the terms of a contract or simply for the peace of mind of knowing that you and your business are always fully protected. Avis Insurance offers the following optional cover:
We offer competitive cover based on RHA conditions of Carriage, CMR or All Risks. Please feel free discuss your requirements with us.
HGV Breakdown Cover
An out of action lorry means lost business so our a range of breakdown insurance cover is there to get you back up and running as quickly as possible.
Excess protection insurance covers you against the cost of your insurance excess should you need to make a claim as a result of a fault accident. A choice of indemnity levels mean you can easily select the right protection for your needs.
Every business should have at least a basic liability insurance policy to avoid putting the business at risk. We understand this and work with the UK’s leading insurers to ensure you get the most suitable policy for your HGV or lorry business.
What is Fleet Insurance?
What type of vehicles can I include?
Avis Insurance can provide fleet insurance for almost any type of vehicle. Call our friendly team and we’ll find the best option to suit your requirements.
What different levels of Fleet Insurance are available?
We offer all levels of cover: fully comprehensive, third party fire and theft, third party only, laid up and any mix of these.
What will a Fleet Insurance cover me to use my vehicles for?
Cover can differ depending on your policy needs which will be disclosed at quotation.
We can offer cover for:
- Social Domestic & Pleasure use
- Carriage of goods for Hire and Reward
- Carriage of own goods
How many vehicles do I need to qualify?
For a Fleet Insurance policy there must be a minimum of three vehicles but there’s no maximum.
Who do the vehicles have to be registered to?
The vehicles must be registered to the company owner or, in the case of a limited company, to the company itself.
Can I cover young drivers?
Yes, we can provide fleet insurance cover for younger drivers. Please note that premiums can be significantly higher for drivers aged under 25 years.
If I operate more than one type of vehicle, do I need more than one Fleet Policy?
No, we can usually incorporate many different types of vehicles under a Fleet policy including Vans, Private Cars and 'special type' vehicles.
Who can drive the vehicles?
We offer cover for drivers aged 25-65 providing the correct licence is held to drive the insured vehicle. Younger drivers can be sometimes be covered - please contact us.
Am I covered to drive other vehicles?
Unfortunately you will not be entitled to drive other vehicles on this insurance – cover will only be for the specified vehicles.
Will I get a no claims bonus on a Fleet Insurance policy?
No, you will accrue a Fleet Claims Experience (also known as a CCE or Confirmed Claims Experience). It is a record of vehicle numbers, frequency of claims and claims amounts.