Hauliers' Liability Insurance
Specialist hauliers’ liability insurance for UK operators, providing protection against claims for injury to third parties or damage to property during your day-to-day operations.
👉 Request a competitive liability insurance quote today
Public and employers’ liability cover for hauliers
If you operate in the haulage industry, you may be exposed to risks beyond your vehicle and the goods you carry.
We arrange both public liability insurance and employers’ liability insurance, ensuring your business is protected against a wide range of potential claims.
What does hauliers’ liability insurance cover?
Public liability insurance protects your business against claims arising from:
- Injury to members of the public
- Damage to third-party property
- Incidents during loading and unloading
- Accidents occurring at customer premises or on-site
Cover includes compensation payments and legal expenses, helping protect your business from significant financial loss.
Employers’ liability insurance
If you employ staff, you are legally required to have employers’ liability insurance.
This cover protects your business against claims made by employees or labour-only subcontractors who are injured during the course of their work.
👉 Policies can provide cover of up to £10 million
Who this cover is for
We arrange hauliers’ liability insurance for:
- Owner drivers
- Haulage companies
- Logistics and transport businesses
- Fleet operators
Flexible cover tailored to your business
Liability insurance can often be arranged as:
- A standalone policy
- A combined public and employers’ liability policy
- Part of a wider insurance package including truck or goods in transit cover
We will advise on the most suitable structure based on your business and contractual requirements.
Why choose Avis Insurance
- Over 40 years’ experience in haulage insurance
- Access to leading UK insurers and specialist underwriters
- Expertise in haulage-specific risks
- Clear, straightforward advice
- Personal service from experienced brokers
Hauliers’ Liability Insurance FAQs
What is hauliers public liability insurance?
It protects your business if you are held responsible for injury to a third party or damage to their property during your operations.
Is public liability insurance a legal requirement?
No, but it is often required by contracts, customers or site operators and is strongly recommended.
What level of cover do I need?
Typical levels range from £1 million to £10 million or more, depending on your work and contractual requirements.
Does public liability cover damage to the goods I carry?
No. Goods in transit insurance covers the goods, while liability insurance covers third-party injury or property damage.
Am I covered while loading and unloading?
Yes, incidents during loading and unloading can be covered.
Can I combine public and employers’ liability cover?
Yes, these are often arranged together as part of a single policy.
Get a hauliers’ liability insurance quote
Not sure what level of cover you need? We can advise based on your work and contractual requirements.
👉 Call 01628 662666 or request a quote today
- Our expert team on hand to answer your questions
- Public and employers’ liability available
- Competitive premiums
- All the documents you need delivered promptly
- Spread the cost - pay in 10 instalments
Many of our customers who purchase Hauliers' Liability insurance also take advantage of the following other complementing products to ensure they have full cover for their business needs.
Lorry/Fleet Insurance
Let us give you a highly competitive quote for your lorry insurance and keep all of your business cover under one roof. And if you operate three or more vehicles (including vans and cars) you can take advantage of a fleet policy saving you time and expense.
Breakdown Cover
An out of action vehicle means lost business so our a range of breakdown insurance cover is there to get you back up and running as quickly as possible. We offer a range of roadside assistance cover and if the vehicle can’t be fixed at the side of the road you will be recovered to a local garage.
Excess Protection
Excess protection insurance covers you against the cost of your insurance excess should you need to make a claim as a result of a fault accident. A choice of indemnity levels mean you can easily select the right protection for your needs.
Is it compulsory to have liability insurance?
If you employ anybody in any capacity it’s a legal requirement to have an employers' liability insurance policy.
Despite not being compulsory, it can be worth taking public liability and products liability insurance as more often than not any principal you contract to will insist on a minimum level of cover to fulfil your contract conditions.
Can I pay monthly for my liability insurance?
All our policies can be paid in monthly instalments.
Our full range of policies
Truck Insurance from the Specialists
Specialist Truck & HGV Fleet Insurance
Skip Lorry Insurance
Skip Hire Public Liability Insurance
Goods-in-Transit Insurance
Plant and Machinery Insurance
Special Types Insurance
Hauliers' Liability Insurance
Scaffolders' Liability Insurance
Roofers' Public Liability Insurance
What our clients say
We have been with Avis for multiple years now and wouldn't go elsewhere. Always on the end of the phone/email and response time is great, always happy to help and go the extra mile. Sam Kelly, J & K Scaffolding (Midlands) Ltd
Informative and efficient service. J Borthwick Haulage Ltd
Very helpful, nothing is too much trouble. MJB Transport Services Ltd
The staff go over and beyond to help with anything you ask of them - thank you all! Huston Transport Services
Speak to our friendly, knowledgeable team today and let us find you the most competitive Lorry insurance, Truck Fleet insurance, road haulage insurance, commercial vehicle insurance, Goods-in-Transit and Public & Employers’ Liability available anywhere on the market! Enter your number, and one of our friendly team will give you a call.
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