What Insurance Do Amazon Relay Drivers Need in the UK?
The Amazon Relay programme has created new opportunities for self-employed HGV drivers and small haulage businesses across the UK. However, working with Amazon comes with specific insurance requirements that go beyond standard truck cover.
Understanding what insurance you need is essential to remain compliant and protect your business.
HGV Insurance (Hire and Reward)
Amazon drivers must have appropriate haulage insurance covering the carriage of goods for hire and reward.
Goods in Transit Insurance (Key Requirement)
Amazon typically requires:
- £100,000 All Risks cover per vehicle
- In some cases up to £180,000
This ensures protection against loss or damage to goods while in transit.
Public Liability Insurance
While not always mandatory, it is often required for site access and protects against third-party injury or property damage.
Employers’ Liability Insurance
Required if you employ drivers or staff.
Why standard policies may not be enough
Not all haulage policies meet Amazon’s requirements. It’s important to ensure:
- Correct level of goods in transit cover
- Appropriate policy wording
- Compliance with contractual obligations
If you are working with Amazon or planning to join the Relay programme, we can help arrange cover that meets all requirements.
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