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It can be a chore finding someone to insure your Skip Lorry... so you've come to the right place! What's more, we can provide the most competitive quotes in the UK market.

By working closely with the leading insurers and underwriters we’re able to offer the very best of both comprehensive and third party protection. Looking at your skip lorry insurance requirements on an individual basis means that we can identify the policy that’s right for you – protecting your most valuable assets and providing peace of mind.

Whether you’re an owner driver or run a national fleet operation in the UK we have the cover you want at a competitive price. If you operate two or more skip lorries then you can take advantage of our fleet cover which offers the convenience of just one renewal date and the option to spread payments out across the year.

For a competitive quote give our friendly team a call. You won’t find an unwelcoming call centre - instead you will be guided and advised by one of our experts who has an in-depth understanding of the skip lorry insurance market. Avis Insurance account handlers are qualified to at least Cert CII level (Chartered Insurance Institute) meaning that in addition to providing you with the lowest possible quote they also have the knowledge and expertise to deal with all aspects of your skip lorry insurance.

  • Partnerships with the top skip lorry insurers in the UK
  • Insurance cover for skip lorries with a gross vehicle weight over 7.5 tonnes
  • Skip lorry fleet cover available for two or more lorries
  • All types of cover: Comprehensive, third party, fire and theft, or third party only
  • All the documents you need delivered promptly
  • Spread the cost - pay in 10 instalments
  • Skip liability cover also available

There may be occasions where you need extra cover, maybe to meet the terms of a contract or simply for the peace of mind of knowing that you and your business are always fully protected. Avis Insurance offer the following optional cover:

HGV Breakdown Cover

An out of action lorry means lost business so our a range of breakdown insurance cover is there to get you back up and running as quickly as possible.

Excess Protection

Excess protection insurance covers you against the cost of your insurance excess should you need to make a claim as a result of a fault accident. A choice of indemnity levels mean you can easily select the right protection for your needs.

Liability Insurance

Every business should have at least a basic liability insurance policy to avoid putting the business at risk. We understand this and work with the UK’s leading insurers to ensure you get the most suitable policy for your HGV or lorry business.

What is a skip lorry insurance policy?

Our skip lorry insurance covers vehicles with a Gross Vehicle Weight of over 7.5 Tonne up to 44 Tonnes. Various cover levels are available ranging from fully comprehensive cover down to third party only cover.

Do I need an operator's licence?

You will need an Operator's Licence if your business uses goods vehicles above 3.5 tonnes. There are certain exemptions so if you are unsure please check the VOSA website here. Please bear in mind that it takes on average three months to get your operator's licence so apply as soon as possible. We can offer restricted cover as soon as you make your application and full cover once the licence or an interim licence has been issued.

Do you provide insurance for a new venture?

Yes, we offer cover for new ventures and also for people who have only recently obtained the appropriate HGV licence. In certain circumstances new ventures can obtain an introductory discount which can help make the cost of starting out more affordable.

I am starting a new company and have previous experience - do you offer commercial insurance that reflects this?

Yes, we can offer generous discounts where proof of experience and claim free driving can be provided. (Subject to underwriting criteria)

Do you offer skip lorry fleet insurance?

Yes, and you only need two vehicles to qualify. We have a panel of insurers who will take on new fleets of HGVs as well as existing.

Who is able to drive my skip lorry?

We can arrange cover for drivers aged 25-69. Younger drivers can sometimes be covered - please contact us to discuss your requirements.

Will I get a like-for-like replacement vehicle in the event of an accident?

Our optional legal protection policy, as well as providing a valuable claims management service, will provide a vehicle of similar type and size if you’re involved in a non-fault accident (subject to availability).

What duration of cover can you arrange?

All HGV insurance policies run for a 12-month period.

Do I need Employers Liability insurance?

Employers Liability insurance is compulsory if you have employees. It enables the employer to meet the cost of compensation should injuries or illness to employees occur as a result of their job.
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